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Terms & Conditions

General Site Usage Last Revised: March 8, 2019

Thank you for visiting Capital Community Bank and Direct Capital Partners, LLC along with its affiliate, Direct Capital Partners Texas, LLC (collectively referred to as Direct Capital Partners) through GetLendly.com. Your access to and use of this website and/or services is exclusively governed by these terms of use. Please read the terms outlined below carefully before using this website and/or services as, by accessing or using our website and/or services, you accept and agree to be bound by these terms of use. We reserve the right, at our discretion, to modify, remove or add to these terms of use at any time. The data contained on this website and/or services is for informational purposes only, and is not represented to be free from any error. Our website and/or services are provided on an “as is, available basis.” We do not warrant that any of the functions of the website and/or services will be uninterrupted or error-free, or that the website or services will be free of any or all harmful components. Any links to information not associated with Capital Community Bank or Direct Capital Partners are provided as a courtesy and do not constitute any endorsement by Capital Community Bank or Direct Capital Partners. Any loan you obtain from Capital Community Bank or Direct Capital Partners will be governed by loan documents

1. MODIFICATION Capital Community Bank and Direct Capital Partners may from time to time make modifications, alterations or changes to this website and/or services, including the terms of use, without prior notice. Please check the terms of use page periodically as your continued use of our website or services following the modifications, additions or removal of the terms means that you accept the changes.

2. INTELLECTUAL PROPERTY STATEMENT All content on our website and/or services is the copyrighted material of Capital Community Bank, Direct Capital Partners or the appropriate contributor, and is protected by United States and international copyright, trademark, and other applicable laws. Our website and/or services may include content, designs, and appearances, as well as trademarks, graphics, slogans, logos, colors, and designs that are the property of Capital Community Bank, Direct Capital Partners or other third parties. Nothing contained on our website and/or service(s) grants any license or other right to any of Capital Community Bank’s intellectual property, Direct Capital Partners’ intellectual property or any third party’s intellectual property. You may not copy (other than for personal use, provided that you do not remove any trademark, copyright or any other notice contained in or on the content), modify, distribute, display, reproduce or republish any of the data contained on our website and/or service(s) without obtaining the written permission of Capital Community Bank and Direct Capital Partners.

3. APPLICABLE LAW Capital Community Bank and Direct Capital Partners’ website and service(s) are created and controlled in the State of Ohio. As a result, the laws of the State of Ohio will govern the terms of use without giving effect to any principles of conflicts of laws. The parties agree that a condition of using our website and/or service(s) is that any and all claims that arise out of the use of this website will be tried in a court in the State of Ohio and Ohio law will apply. The Ohio courts in Montgomery County, Ohio shall have exclusive jurisdiction and venue, and you consent and submit to the personal jurisdiction of such courts over any claim, suit or proceeding arising out of the use of Capital Community Bank and Direct Capital Partners’ website and/or service(s) or the terms of use. If you have a loan from Capital Community Bank or Direct Capital Partners the law set forth in your loan documents will govern any dispute related to your loan.

4. DISCLAIMER OF WARRANTIES YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS’ WEBSITE AND/OR SERVICES IS AT YOUR SOLE RISK. CAPITAL COMMUNITY BANK, DIRECT CAPITAL PARTNERS’ AND THEIR AFFILIATES, THIRD-PARTY LICENSORS, AND SERVICE PROVIDERS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND/OR SERVICE(S) AND YOUR USE THEREOF. CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY OR COMPLETENESS OF THE CONTENT ON THE WEBSITE AND/OR SERVICE(S) OR ON ANY SITES LINKED TO THIS SITE AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES OR INACCURACIES, (2) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER RESULTING FROM YOUR USE OF THE WEBSITE AND/OR SERVICE(S), (3) ANY UNAUTHORIZED ACCESS TO OR USE OF CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS' SECURE SERVERS OR ANY AND ALL PERSONAL OR FINANCIAL INFORMATION STORED ON THE SERVERS, (4) ANY INTERRUPTION OR CESSATION OF YOUR USE OF THE WEBSITE AND/OR SERVICE(S), OR (5) ANY VIRUSES OR RELATED PROBLEMS THAT MAY BE ACQUIRED OR TRANSMITTED IN CONNECTION WITH THE WEBSITE AND/OR SERVICE(S). CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS DO NOT REPRESENT, WARRANT, ENDORSE, GUARANTEE OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY ON THE WEBSITE, SERVICE(S), ANY LINKED WEBSITE OR BANNER OR OTHER ADVERTISING, AND CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS WILL NOT IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS.

5. LIMITS OF LIABILITY IN NO EVENT WILL CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS OR THEIR AFFILIATES, REPRESENTATIVES, CONTRACTORS OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY DAMAGE, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH (1) THE USE OF CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS’ WEBSITE AND/OR SERVICE(S), (2) ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS OR LOSS OF DATA, (3) ANY LOSS OF USE RELATED TO OUR WEBSITE AND/OR SERVICE(S) OR A LINKED SITE, OR (5) ANY CONTENT ON THIS WEBSITE OR LINKED SITE. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS CAPITAL COMMUNITY BANK AND DIRECT CAPITAL PARTNERS AND THEIR AFFILIATES, LICENSORS AND CONTRACTORS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS FROM AND AGAINST ANY AND ALL THIRD-PARTY CLAIMS, DEMANDS, LIABILITIES, COSTS OR EXPENSES, INCLUDING REASONABLE ATTORNEYS’ FEES, ARISING FROM OR RELATED TO ANY BREACH BY YOU OF ANY OF THESE TERMS OF USE OR APPLICABLE LAW, INCLUDING THOSE REGARDING INTELLECTUAL PROPERTY

6. GUIDELINES FOR CHILDREN It is Capital Community Bank and Direct Capital Partners’ policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. By accessing Capital Community Bank and Direct Capital Partners’ website and/or service(s), you affirm that you are at least 18 years old

7. TERMINATION OF WEBSITE AND/OR SERVICE(S) Capital Community Bank and Direct Capital Partners reserve the right to terminate the website and/or service (s) in their entirety at any time and for any reason.

8. CONSENT TO TEXT MESSAGES I authorize Capital Community Bank and Direct Capital Partners, their agents, representatives and assigns, and service provides (“Lender”) to send text messages, including marketing text messages to the mobile telephone number I have provided Lender using an automatic telephone dialing system. I am not required to sign this consent to authorize text messages to receive credit or other services from Lender. By opting-in, I consent to Lender's use of personal information to provide services I have requested, including services that display customized content and advertising. I acknowledge that any text messages Lender sends to me may be accessed by anyone with access to my text messages. I acknowledge that my mobile telephone service provider's standard messaging rates apply to text messages received from Lender, Lender shall have no liability for such charges related to any text messages Lender sends to me and I am solely responsible for such charges. I agree to notify Lender if I change mobile number or plan to transfer my number to another person. To opt out of receiving text messages, please select the “opt-out” button on any text message received or by sending “STOP”, “END” or “QUIT” in reply to any text message received.

THIS AUTHORIZATION IS NOT REQUIRED IN ORDER TO OBTAIN CREDIT FROM LENDER. IF YOU DO NOT AGREE TO THIS AUTHORIZATION, DO NOT CHECK “CHECK HERE IF YOU WISH TO RECEIVE TEXT MESSAGES.”

9. VERIFICATION SERVICES You authorize your wireless operator to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber and device details, if available, to Capital Community Bank and Direct Capital Partners and service providers for the duration of the business relationship, solely for identity verification and fraud avoidance. See our Privacy Policy for how we treat your data.